A variety of payment options are available. These include cash, cashier’s checks, and wire transfer. Another option is private financing. There are a variety of lenders out there that are are eager to provide medical loans. Interest rates are generally based on credit history and the process generally takes two weeks. Some companies offer deferred interest payments for 6-12 months, and many offer no pre-payment penalties. The following are a few that have been very helpful for previous patients.